Legal pathway

There is a judgment on your name

Understand what the judgment means, whether rescission may need to be considered, and when a judgment assessment is the next step.

Guide sequence

Read in this order

  1. 1

    understanding

    Understand the judgment

    Clarify what a default judgment means and why it affects credit, income, and assets.

    8 min read

  2. 2

    evaluation

    Assess the rescission route

    Explain how rescission works and what facts matter before an application is prepared.

    8 min read

Route questions

Choose the closest situation

Do you have the court order, case number, or creditor details?

Service transition

Relevant KLS services

Individual · Judgment Help

Found out about a judgment against you?

A judgment can block credit, trigger sheriff action, affect employment or finance, and remain visible even after payment. KLS starts with a legal consequence assessment before recommending rescission or another recovery route.

Start judgment assessment